Whether it's people trying to get their finances sorted, break old spending habits, or create new saving patterns - the mountain ahead can seem impossible to climb. 

By using the one percent rule, you don't have to make the climb all at once.

Financial planning is about creating a brighter and more confident future. Nicola Beswick explains the five key lessons that everyone should know.

Success in investing isn't about chasing the next big thing - it's about making thoughtful decisions and avoiding common pitfalls.